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This traditional account is designed especially for the small
business with low to moderate account activity. Monthly deposit
items should not exceed 100 and monthly items paid should
not exceed 75.
- Minimum Balance to Open Account - $200.00
- Maintenance Fee per Statement Cycle
Average Balance Equal to or
greater than $3000 – Free
Average Balance below $3000 - $10.00
Each Deposit Item over 100 - $.15
Each Check, Withdrawal, or Debit over 75 - $.15
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This Traditional Commercial Checking account is designed
for commercial accounts with moderate to high account activity.
- Minimum Balance to Open Account - $200.00
- Monthly Maintenance fee -$12.00
- Per Deposited Item - $.08
- Per Credit Item - $.08
- Per Debit Item - $.10
- Credit against Service Charge Fees
This account features an earnings
credit which is applied to reduce or eliminate fees
on the account. If the earnings credit exceeds the
fees for any period, you will be assessed no fees
but you will not be paid, carry forward, or otherwise
receive credit for any excess earnings credit.
The earnings credit will be
calculated by applying the periodic earnings credit
rate to the average daily balance in the account
for the period. Currently, the periodic earnings
credit rate for your account is the current Money
Market Rate. At any time and at our discretion,
the periodic earnings credit rate may change. The
average daily balance is calculated by adding the
principal in the account for each day of the period
and dividing by the number of days in the period.
The period we use is the monthly statement cycle.
Earnings credit begins to
accrue on the business day you deposit noncash items
(for example, checks) into your account.
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This account is designed for Community Groups, Clubs and
Civic Organizations. Monthly deposit items should not exceed
50. Monthly paid items should not exceed 20.
- Minimum Balance to Open Account - $200.00
- Monthly Maintenance fee – FREE
- Excess Item Fee Each - $.15
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This account is designed for Non-Profit Organizations, Sole
Proprietorships, and Not-For-Profit Public Entities.
- Minimum Balance to Open Account - $200.00
- Maintenance fee per Statement Cycle
Average Balance Equal to or
Greater than $2,500 - FREE
Average Balance Below 2,500 - $12.00
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- Deposit Rate Information (based upon account
balance)
Daily Balance less than $2500
- None
Daily Balance $2500 or Greater- NOW Rate
This account uses a tiered
interest rate structure for determining which of
two possible interest rates apply to the account
on any specific day. Interest is calculated by the
daily balance method which applies a daily periodic
rate to the balance in the account each day. At
our discretion, the interest rate and annual percentage
yield may change. Interest will begin to accrue
no later than the business day we receive credit
for the deposit of noncash items (for example checks)
into your account.
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- Common Fee Schedule
- Effect of Closing Account: If you close your account before
interest is paid, you will not receive the accrued interest.
- Compounding and Crediting Frequency: Interest is compounded
and credited monthly.
- Minimum Balance to earn the disclosed rate - You must
maintain a minimum daily balance of $2,500.00 in your account
each day to obtain the disclosed rate.
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