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This disclosure sets forth certain fees and charges that are specific
to account holders at Bay Bank.
Subject to applicable law and the terms of your Account Agreement,
we may amend these fees and charges contained in this schedule from
time to time.
If you are looking for our current Interest Rates, please see our
Current Deposit Rates.
| ATM / Debit Card Fees |
|
 Bay
Bank ATM Card |
FREE |
| Foreign
ATM Surcharge |
$1.50 |
| Debit
Card Monthly Fee |
$1.00 |
| Replace
ATM / Debit Card |
$5.00 |
| Processing Fee |
|
| VoiceAccess
/ Telephone Transfer Fee |
$1.00 |
| Overdraft
/ Sweep Transfer |
$2.00 |
| Dormant
Account Fee |
Maintenance Fee |
| Redeposit
Return Item |
$5.00 |
| NSF
Item |
$30.00 |
| Interest
on Uncollected Funds |
A.P.R. *18.00% |
| Stop
Payment |
$30.00 |
| Levy
/ Garnishment Per Process |
$75.00 |
| Early
Account Closing within 90 days |
$20.00 |
| Check Cashing |
|
| Check
Cashing Fee - Non-Customer |
$10.00 |
| Cashier's Checks |
|
| Customer |
$5.00 |
| Non
Customer |
$10.00 |
| Travelers
Checks |
$2.00 per $100.00 |
| Wire Transfer |
|
| Incoming
- Domestic |
$12.00 |
| Outgoing
- Domestic |
$15.00 |
| Incoming
- Foreign |
Market Rate |
| Outgoing
- Foreign |
Market Rate |
| Night Drop |
|
| First
bag Free / each Additional Bag |
$20.00 |
| Key
Deposit / Replacement |
$10.00 |
| Bay
Bank Zipper Bag |
$5.00 |
| Copies |
|
| Statement
Copies / Xerox Copies |
$1.00 per page |
| Check
Copies / Account Printout |
$2.00 each |
| Collections |
|
| Bonds
/ Coupons (per item sent for collection) |
$15.00 |
| Collections
- Incoming / Outgoing |
$15.00 each |
| Customer Assistance |
|
| Notary
Service - Bay Bank Customers |
No Charge |
| Notary
Service - Non-Customer |
$3.00 |
| Research |
$20.00 per hour (min.) |
| Account
Balancing Fee |
$20.00 per hour (min.) |
| Safe Deposit Box Fees |
|
| 3
x 5 |
$45.00 |
| 3
x 10 |
$75.00 |
| 5
x 10 |
$100.00 |
* Annual Percentage Rate
- Top -
|
