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We can make it easy for you to finance most any expense to help
you reach your dreams and goals. We can fix rates and terms or we
can "custom fit" a flexible rate and term to match most
any need or budget.
We want to say Yes!
Long Term Mortgage:
Offering a wide variety of loan products including conventional,
FHA and VA loans our Mortgage Loan Officers are ready to personalize
a plan that is just right for you. From full-doc to low-doc and
no-doc, even those with lower credit scores, we have a loan product
for you. Whether you are thinking about an interest-only, fixed-rate,
adjustable-rate or reverse mortgage, call us today.
Short Term Mortgage:
We offer short term home purchase loans, usually with a 10 year
or less amortization, balloon loans; depending on collateral and
circumstances. Call your Local Bay Bank Loan Officer for a quick
decision.
Click
here for more information
Long Term Mortgage:
Offering a wide variety of loan products including conventional,
FHA and VA loans our Mortgage Loan Officers are ready to personalize
a plan that is just right for you. From full-doc to low-doc and
no-doc, even those with lower credit scores, we have a loan product
for you. We even offer second mortgages with terms as long as 30
years. Whether you are thinking about an interest-only, fixed-rate,
adjustable-rate or reverse mortgage, call us today.
Short Term Mortgage:
Let us Re-Finance your home or investment property with a 10 year
or less amortization, balloon loan; depending on collateral and
circumstances. Call Bay Bank for a quick turn around time and ask
to speak with one of your local Loan Officers for a quick decision.
Click
here for more information
Purchase:
We offer competitive lot loan financing with quick local decisions.
Call a Bay Bank Loan Officer for rates and terms. We
want to say Yes!
Refinance:
We offer loans to refinance a lot that you already own. Call a Local
Bay Bank Officer for rates and terms and a quick local decision.
Why bother with all the red tape!
Click
here for more information
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With Permanent Financing:
For seamless integration of construction and permanent loans our
mortgage department offers a simplified application process. Once
your permanent mortgage is approved it is automatically forwarded
to your construction loan officer for approval.
Without Permanent Financing:
We offer quick and competitive Construction Loans without all the
red tape. If you have a permanent take out, we can process your
construction loan with a snap. Call one of our Bay Bank Loan officers
for rates and terms.
Click
here for more information
We offer Home Equity Lines of Credit. If you need a loan call one
of our Bay Bank Loan Officers to get rates and terms.
Click
here for more information
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