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This NOW Account is designed to serve our customers looking
to have the time of their life now that the kids are grown.
This is an interest bearing account especially designed for
persons age 50 and older. You may write as many checks as
you wish and images of your cancelled checks are returned
with your monthly statement.
- Minimum Balance to Open Account - $200.00
- Minimum Age to Open Account - 50
- Maintenance Fee per Statement Cycle - Free
- Deposit Rate Information (based upon account
balance)
Daily Balance $500 - $9,999
– PTC Rate
Daily Balance $10,000 or greater – Bonus PTC
Rate
This account uses a tiered
interest rate structure for determining which of
the two possible interest rates apply to the account
on any specific day. Interest is calculated by the
daily balance method which applies a daily periodic
rate to the balance in the account each day. At
our discretion, the interest rate and annual percentage
yield may change. Interest will begin to accrue
no later than the business day we receive credit
for the deposit of non-cash items (for example checks)
into your account.
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- Compounding and Crediting Frequency - Interest will be
compounded and credited monthly.
- Effect of Closing an Account: If you close your account
before interest is paid, you will not receive the accrued
interest
- Minimum Balance to Obtain the disclosed Annual Percentage
Yield - You must maintain a minimum daily balance of $500.00
in your account each day to obtain the disclosed Annual
Percentage Yield.
- Other Benefits
Interest incentive: Eligible
for .10% above quoted rates on all Certificates
of Deposit at the time of issue
Free Select Checks or 20% Discount off the Price
of Checks of your Choice
An ATM Card will be issued
automatically. A Debit Card is available upon qualification.
3 x 5 Safe Deposit Box Free
the 1st year. (Subject to availability, or, 20%
discount on the Safe Deposit Box of Your Choice.)
Travelers Check Fee Waived
Two (2) free Cashiers checks
per statement cycle.
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- Other Fees May Apply - Please see our Common
Fee Schedule for information regarding our standard
fees.
Click
here for more information
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This account is designed for individuals who desire a quality
checking account while earning a competitive yield on their
interest bearing balances. You may write as many checks as
you wish and images of your cancelled checks will be retuned
with your monthly statement.
- Minimum Balance to Open Account - $200.00
- Deposit Rate Information (based upon account
balance)
Daily Balance less than $1000
- None
Daily Balance $1000 up to $9,999 – NOW Rate
Daily Balance $10,000 or Greater – Bonus NOW
Rate
This account uses a tiered interest rate structure
for determining which of the three possible interest
rates apply to the account on any specific day.
Interest is calculated by the daily balance method
which applies a daily periodic rate to the balance
in the account each day. At our discretion, the
interest rate and annual percentage yield may change.
Interest will begin to accrue no later than the
business day we receive credit for the deposit of
non-cash items (for example checks) into your account.
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- Minimum Balance to Avoid Imposition of Maintenance Fees
– If your balance falls below $1500.00 on any day
in the statement cycle, your account will be subject to
a $10.00 Maintenance for that statement cycle.
- Compounding and Crediting Frequency- Interest will be
compounded and credited monthly.
- Effect of Closing an Account: If you close your account
before interest is paid, you will not receive the accrued
interest
- Minimum Balance to Obtain the disclosed Annual Percentage
Yield – You must maintain a minimum daily balance
of $1000.00 in your account each day to obtain the disclosed
Annual Percentage Yield
- Other Fees May Apply- Please see our Common
Fee Schedule for information regarding our standard
fees.
Click
here for more information
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This traditional checking account is designed to serve our
customers looking for a basic account. You may write as many
checks as you wish and images of your checks are returned
with your monthly statement.
- Minimum Balance to Open Account - $200.00
- Maintenance Fee per Statement Cycle
We will impose a $10.00 maintenance
fee if your minimum Ledger Balance is less than
$500.00 or your Average Ledger Balance is less than
$1,500.00.
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- Other Fees May Apply- Please see our Common
Fee Schedule for information regarding our standard
fees.
Click
here for more information
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You pay no maintenance fee, regardless of your account balance,
and you receive a monthly statement which lists all of the
activity on the account. Images of your cancelled checks are
not returned with your monthly statement. Duplicate checks
are recommended with this account so that you will have a
copy of any check you may have written. We can provide you
a photo copy of a check for a fee.
- Minimum Balance to Open Account - $200.00
- Maintenance Fee per Statement Cycle – Free
- Other Fees May Apply- Please see our Common
Fee Schedule for information regarding our standard
fees.
Click
here for more information
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